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Research Report: Beyond Speed and Cost: Strengthening India’s Cross-Border Payments Ecosystem

Cross-border payments are becoming increasingly important to global trade, investment, remittances and digital commerce. Yet, despite advances in payment technologies, differences in currencies, regulatory requirements and financial infrastructure continue to create costs, delays and uncertainty across jurisdictions. Beyond Speed and Cost: Strengthening India’s Cross-Border Payments Ecosystem, a report by The Dialogue and the U.S.-India Business […]

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Survey-based Research Study: Competition, Innovation, and Market Structure in India’s AI Ecosystem: An Empirical Assessment

As Artificial Intelligence becomes increasingly embedded across sectors, its implications extend beyond technological innovation to questions of market structure, competition and consumer choice. For India, where the AI ecosystem is expanding alongside significant investments in digital infrastructure and growing enterprise adoption, understanding these emerging market dynamics is becoming increasingly important. Against this backdrop, The Dialogue

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Written Comments: Proposed Amendments to the Competition Commission of India (Commitment) Regulations, 2024

Overview Commitment mechanisms play an increasingly important role in modern competition law by enabling timely market correction while reducing the need for prolonged investigations and litigation. Recognising the practical challenges encountered since the framework’s introduction, the Competition Commission of India (CCI) has proposed amendments to the Competition Commission of India (Commitment) Regulations, 2024. In response,

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Written Comments : Draft ‘Regulations for Use of Artificial Intelligence (AI) in Courts, 2026’

Overview The adoption of Artificial Intelligence within judicial systems has the potential to fundamentally reshape the administration of justice. Recognising both its opportunities and risks, the Supreme Court of India’s Artificial Intelligence Committee released the Draft Regulations for Use of Artificial Intelligence (AI) in Courts, 2026, proposing a governance framework for the responsible deployment of

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Written Comments: Reserve Bank of India’s Discussion Paper on Exploring Safeguards in Digital Payments to Curb Frauds

Overview As India cements its position as a global leader in digital payments, the challenge is no longer simply enabling faster transactions, but ensuring they remain secure, resilient, and trusted. The Reserve Bank of India’s recent discussion paper on safeguarding digital payments marks an important step towards addressing the growing threat of frauds in an

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White Paper : Setting Interoperability in Motion – Reimagining Transit Payments

India’s public transport ecosystem is becoming increasingly digital, yet the experience of paying for everyday travel remains fragmented. Despite the ambitious vision of the National Common Mobility Card (NCMC) to enable seamless, interoperable transit payments across the country, the gap between policy ambition and on-ground implementation continues to persist. This white paper examines the evolution

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Primer 3- Creativity and Originality in the Age of Generative AI- Prompting as Creative Input

As generative AI systems become increasingly capable of producing text, images, music, and other creative outputs, a fundamental copyright question has moved to the forefront: can prompting itself constitute a creative act? The third primer in The Dialogue’s AI & Copyright series examines how copyright law’s originality requirement applies in an era where human creativity

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Primer 2 – Human Authorship in Copyright Law

(𝘈𝘐 & 𝘊𝘰𝘱𝘺𝘳𝘪𝘨𝘩𝘵 𝘚𝘦𝘳𝘪𝘦𝘴) Human Authorship in Copyright Law examines one of the most consequential questions emerging in the age of generative AI: can copyright law continue to function without a human author at its centre? As AI systems increasingly generate text, images, music, and audiovisual content with minimal human intervention, longstanding assumptions around originality,

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Survey-based Study: Augmenting Creativity: An Empirical Assessment of How Generative AI Is Transforming India’s Creative Economy

Generative AI is rapidly reshaping the economics of creativity. From content production and editing to discoverability, localisation, and monetisation, AI tools are increasingly becoming embedded within the everyday workflows of creators, agencies, musicians, designers, filmmakers, and digital entrepreneurs across India. Against this backdrop, Augmenting Creativity: An Empirical Assessment of How Generative AI Is Transforming India’s

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Policy Report- Towards Safer and Smarter Digital Payment Systems

India’s digital payments ecosystem has transformed the way millions transact, accelerating financial inclusion and reshaping the country’s digital economy. However, the rapid scale of digital payments has also expanded the cyber fraud landscape, with scams becoming increasingly organised, psychologically sophisticated, and technologically enabled. This policy report examines the evolving nature of cyber fraud in India,

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