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Policy Report- Towards Safer and Smarter Digital Payment Systems

India’s digital payments ecosystem has transformed the way millions transact, accelerating financial inclusion and reshaping the country’s digital economy. However, the rapid scale of digital payments has also expanded the cyber fraud landscape, with scams becoming increasingly organised, psychologically sophisticated, and technologically enabled. This policy report examines the evolving nature of cyber fraud in India, […]

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Policy Brief: From Payments to Prosperity – Expanding Credit on UPI to All Authorised Card Networks

UPI has cemented its position as the cornerstone of India’s digital economy, achieving an unprecedented scale of 20 billion transactions in a single month by mid-2025. As the platform evolves from a facilitator of payments to a comprehensive financial hub, the integration of credit—primarily through RuPay credit cards and the Credit Line on UPI (CLOU)—marks

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Policy Brief – Policy Prescriptions for Balancing AI and Copyright Concerns

Artificial intelligence is reshaping creative production, dissemination, and consumption at an unprecedented pace. As AI systems increasingly rely on large volumes of data and generate outputs that intersect with protected works, existing copyright frameworks are facing new interpretive and policy challenges. Across jurisdictions, policymakers, courts, creators, and technology developers continue to engage with unresolved questions

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Policy Brief: Market Study on Artificial Intelligence and Competition

Artificial Intelligence (AI) has moved from being an experimental technology to a core enabler of economic transformation. As India positions itself as a global AI innovation hub, questions around who controls data, who benefits from algorithms, and how competition is preserved have taken centre stage. Recognising this inflection point, the Competition Commission of India (CCI)

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Policy Report: GTIPA Perspectives: How Smart Deregulation Can Unleash Powerful Innovations Worldwide

Published by the Global Trade and Innovation Policy Alliance (GTIPA) This GTIPA Perspectives report, How Smart Deregulation Can Unleash Powerful Innovations Worldwide, analyzes the global economic costs of unchecked regulatory accumulation and presents a model for “smart deregulation” to spur innovation, increase productivity, and drive long-term growth. The volume compiles case studies from 18 countries

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Policy Report: Will AI Pass the Bar? Mapping the Use of Artificial Intelligence in the Judiciary: Insights from Singapore, India, and Taiwan 

Published by the KAS Rule of Law Programme Asia The report, Will AI Pass the Bar? Mapping the Use of Artificial Intelligence in the Judiciary: Insights from Singapore, India, and Taiwan, was officially launched at TechLaw.Fest in Singapore. The unveiling was led by the Honourable Justice Aiden Xu, Judge of the Singapore High Court, on

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Policy Brief: From Payments to Prosperity: Expanding Credit Line over UPI to NBFCs

UPI has established itself as India’s most widely adopted digital payments infrastructure. As it progressively integrates credit functionality, the platform is positioned to play a larger role in supporting financial access, especially for individuals and enterprises with evolving credit needs. However, the current framework—where only banks can offer credit lines on UPI—limits a broader section

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Policy Brief : Evolving Contours of Platform Governance in India – Reading the 254th Report of the Parliamentary Standing Committee on Home Affairs

India’s digital landscape is undergoing a profound transformation, driven by rapid advancements in technology and ambitious national initiatives like Digital India. With internet connections nearing 100 crore and increasing adoption of AI, blockchain, and IoT, India ranks third globally in digital economy integration, with the sector projected to contribute nearly one-fifth of GDP by 2030.

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Policy Brief: The 25th Report of the Parliamentary Standing Committee on Finance

Evolving Role of the Competition Commission of India in the Economy, Particularly the Digital Landscape India’s digital economy is expanding at an unprecedented pace. With this growth comes the challenge of ensuring markets remain fair, competitive, and inclusive. The 25th Report of the Parliamentary Standing Committee on Finance takes a close look at the Competition

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Policy Brief: “Verifiably Safe” Processing of Children’s Personal Data under the DPDPA 2023 : A Catalogue of Measures

In November, 2023, The Dialogue, in collaboration with the Future of Privacy Forum (FPF), presents an in-depth analysis on the Digital Personal Data Protection Act, 2023 (DPDPA), focusing on the protection of children’s personal data. The report dives into the concept of “verifiably safe” processing—a unique framework under the DPDPA designed to safeguard children’s privacy

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