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Analysing the Technical Workarounds to End-to-End Encryption

This brief addresses the growing concern of cybercrimes facilitated by end-to-end encryption (E2EE) technology, such as the spread of fake news, child sexual abuse material, and online drug trade. It explores two proposed methods in India to identify wrongdoers using E2EE platforms. First, it explains the functioning of E2EE technology. Then, it delves into the […]

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Response: Consultation Paper on Regulatory Framework for Promoting Data Economy

Digital platforms, online content, and broadband connectivity have greatly accelerated digital engagement due to increasing internet and mobile penetration. This thriving data economy underscores the significance of data control, storage, processing, and sharing for business growth and enhanced customer experiences. Therefore, a well-structured framework for the data economy in India is essential to foster equitable

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RBI’s CoF and Tokenisation Guidelines -Analysing the Potential Impact on Digital Payments Industry

The digital payments industry is a vital component of India’s rapidly growing digital economy, expected to achieve a 27% CAGR between FY20-25, with transaction values projected to surge from Rs 2,153 lakh crore in FY20 to Rs 7,092 lakh crore in FY25. This growth is driven by factors such as the expanding consumer base, increased

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Preliminary Analysis Report of the Joint Parliamentary Committee (JPC) on the PDP Bill, 2019

The Joint Parliamentary Committee (JPC) has submitted its report on the Personal Data Protection Bill, 2019, to both houses of Parliament after a thorough analysis, following its introduction in December 2019. The committee’s commendable efforts involved comprehensive consultations with diverse stakeholders, resulting in a total of Ninety-Three recommendations in their published report, highlighting the meticulous

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Virtual Stakeholder Discussion: The Payment Aggregators and Payment Gateways (PAPG) Guidelines

The Reserve Bank of India (‘RBI’), in March 2020, released guidelines addressing concerns around the manner in which payment aggregators and payment gateways (‘PAPG’) collect and store merchant data during the onboarding process. The PAPG guidelines, in Rule 7.4, prohibit merchant websites from storing card-on-file and related data. Compliance with the aforementioned provision will be

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Virtual Conference & Report Launch on Regulation of Fantasy Sports Platforms in India

The digital gaming industry has witnessed tremendous growth in India as a result of its ‘mobile-first’ population. The accelerated growth within the fantasy sports industry, commonly referred to as a ‘sunrise sector’ coupled with relatively slow regulatory developments, has led to the creation of a fair share of barriers and pain points for consumers and

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Whitepaper on The Regulation of Fantasy Sports Platforms in India

Our study is built through an in-depth literature review and primary research process by talking to stakeholders across industry, law and policymakers. It provides context around the industry, its growing economic potential, and its role in overarching community and sports engagement. Analysing the existing regulatory regime allowed us to identify key challenges within this sector.

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Taxation of Digitalised Economy: Analysing the United Nations Article 12B Solution

The United Nations Committee of Experts on International Cooperation in tax matters has approved Article 12B in the UN Model Tax Convention to address the taxation of “automated digital services” (ADS). This addition impacts bilateral tax treaties between contracting states, granting both the residence state and source state taxation rights for ADS income. However, challenges

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Enabling A Trillion-Dollar Digital Economy: Interdependent, Interconnected and Digital

Digital technologies are crucial for India to reach its $5 trillion economic goal by 2024. In 2019, the Ministry of Electronics and Information Technology estimated India’s digital economy at $200 billion, with projections to reach $1 trillion by 2025. This digital ecosystem encompasses various sectors like IT-BPM, telecom, e-commerce, digital payments, and more. However, without

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