FinTech

Soham Jagtap

Soham Jagtap is a Senior Research Associate at The Dialogue, specializing in the Fintech, E-commerce, and Digital Tax sectors. Passionate about the intersection of law and technology, Soham brings a robust academic background and extensive research experience to his role. Soham holds a Master of Laws (LLM) from the West Bengal National University of Juridical […]

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India’s Digital Revolution – Unlocking Economic Growth Through Fintech Innovation

India is on the brink of entering a trillion-dollar digital economy, fueled by the rapid surge in digitalization across people, government, and businesses, prompted by the recent pandemic. The fintech industry played a vital role during the lockdown, bridging financial and market gaps, leading to a significant uptake of homegrown apps like PhonePe and Paytm,

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RBI’s CoF and Tokenisation Guidelines: Assessing the Preparedness of the Payments Ecosystem

The Reserve Bank of India mandated the deletion of card-on-file data by merchants and PA/PGs. Industry bodies and civil society organisations gave inputs seeking an extension of this deadline in December last year, including The Dialogue and Deepstrat, which published a paper outlining the challenges associated with rushed compliance. The RBI, taking cognisance, gave a

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