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FinTech

Event Report: Policy Approaches to Foster a Vibrant and Competitive Ecosystem

The Indian fintech ecosystem has experienced rapid growth, underscoring the need for thoughtful policy approaches to sustain a vibrant and competitive market. On July 16, 2024, The Dialogue hosted a virtual discussion to explore these essential policy strategies. The panel examined how graded classifications, obligations, and other tactics can foster a competitive fintech sector. Key […]

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Primer: Driving Cloud Adoption – Transforming Banking and Finance Sector

New and innovative technological solutions are not just altering but revolutionizing the delivery of banking and financial services to consumers. The banking, financial services, and insurance (BFSI) sectors are undergoing rapid growth and technological advancements, demanding an evolution in industry standards and practices. Small and cooperative banks are facing significant challenges in adapting to rapid

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Soham Jagtap

Soham Jagtap is a Senior Research Associate at The Dialogue, specializing in the Fintech, E-commerce, and Digital Tax sectors. Passionate about the intersection of law and technology, Soham brings a robust academic background and extensive research experience to his role. Soham holds a Master of Laws (LLM) from the West Bengal National University of Juridical

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India’s Digital Revolution – Unlocking Economic Growth Through Fintech Innovation

India is on the brink of entering a trillion-dollar digital economy, fueled by the rapid surge in digitalization across people, government, and businesses, prompted by the recent pandemic. The fintech industry played a vital role during the lockdown, bridging financial and market gaps, leading to a significant uptake of homegrown apps like PhonePe and Paytm,

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RBI’s CoF and Tokenisation Guidelines: Assessing the Preparedness of the Payments Ecosystem

The Reserve Bank of India mandated the deletion of card-on-file data by merchants and PA/PGs. Industry bodies and civil society organisations gave inputs seeking an extension of this deadline in December last year, including The Dialogue and Deepstrat, which published a paper outlining the challenges associated with rushed compliance. The RBI, taking cognisance, gave a

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