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Policy Brief: From Payments to Prosperity: Expanding Credit Line over UPI to NBFCs

UPI has established itself as India’s most widely adopted digital payments infrastructure. As it progressively integrates credit functionality, the platform is positioned to play a larger role in supporting financial access, especially for individuals and enterprises with evolving credit needs. However, the current framework—where only banks can offer credit lines on UPI—limits a broader section […]

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Research Report: Responsible Harnessing of AI Innovation Across Digital Public Infrastructures

We are honored to feature the visionary quotes from Shri Bhuvnesh Kumar (CEO, Unique Identification Authority of India) Shri Nandan Nilekani (Co-founder and Chairman, Infosys; Founding Chairman, UIDAI) and Shri Dr. Pramod Varma (Former Chief Architect, Aadhaar & India Stack). Their crucial perspectives affirm the transformative role of AI in supercharging Digital Public Infrastructure for

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Analysis: Decoding FREE-AI : Insights into RBI Framework for Trustworthy AI in Banking and Beyond

This report presents a rigorous analysis of the Reserve Bank of India’s Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI), constituted in December 2024 and released in August 2025. Conceived to balance innovation with prudent risk management, the framework advances seven guiding sutras and twenty-six recommendations across six pillars—Infrastructure, Policy, Capacity, Governance, Protection,

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Policy Brief : Evolving Contours of Platform Governance in India – Reading the 254th Report of the Parliamentary Standing Committee on Home Affairs

India’s digital landscape is undergoing a profound transformation, driven by rapid advancements in technology and ambitious national initiatives like Digital India. With internet connections nearing 100 crore and increasing adoption of AI, blockchain, and IoT, India ranks third globally in digital economy integration, with the sector projected to contribute nearly one-fifth of GDP by 2030.

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Event Report: 3rd Annual International Conference Competition Law in the Digital Age: Reflecting on Evolving Global Dynamics

On 7 August 2025, The Dialogue hosted the 𝟯𝗿𝗱 𝗔𝗻𝗻𝘂𝗮𝗹 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗼𝗻 𝗖𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝗼𝗻 𝗟𝗮𝘄 𝗶𝗻 𝘁𝗵𝗲 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗔𝗴𝗲, convening global thought leaders to debate how competition policy must adapt to fast-changing technological, economic, and geopolitical realities. The conference was anchored by two influential keynotes: 𝗦𝗵𝗿𝗶 𝗦. 𝗞𝗿𝗶𝘀𝗵𝗻𝗮𝗻 (Secretary, MeitY), who framed India’s digital ambitions

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Policy Brief: The 25th Report of the Parliamentary Standing Committee on Finance

Evolving Role of the Competition Commission of India in the Economy, Particularly the Digital Landscape India’s digital economy is expanding at an unprecedented pace. With this growth comes the challenge of ensuring markets remain fair, competitive, and inclusive. The 25th Report of the Parliamentary Standing Committee on Finance takes a close look at the Competition

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Written Comments: Draft Telecom Cybersecurity Amendment Rules

In June 2025, the Department of Telecommunications released the Draft Telecom Cybersecurity Amendment Rules, proposing a set of far-reaching changes to the Telecom Cyber Security Rules, 2024, which had been notified under the Telecommunication Act, 2023. The draft signals a marked evolution from a telecom-focused framework to a more expansive cybersecurity regime, one that may

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Research Paper- Digitising India: Towards an Inclusive Growth of the Ecosystem

Digitising India: Towards an Inclusive Growth of the Ecosystem is a research paper that presents a comprehensive analysis of India’s efforts to advance digital financial inclusion. Framed within the broader vision of the Digital India programme, the report evaluates key public and private sector interventions including the Pradhan Mantri Jan Dhan Yojana, Unified Payments Interface

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Discussion Paper: Industry Outlook on Policy Frameworks for the Cosmetics Sector

India’s cosmetics sector is set to generate USD 20 billion by 2025, growing at 8-9% annually. It is a significant contributor to the economy, driven by evolving consumer preferences, global beauty trends, and increasing digital adoption. However, the sector is governed by pre-independence legislation, including the Drugs and Cosmetics Act, 1940, and the Cosmetic Rules,

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Survey Report – Tuning into Change: Empirical Insights into India’s Evolving Music Industry

India’s music industry is undergoing a significant transformation, driven by digital consumption, evolving regulatory frameworks, and the increasing prominence of independent artists. With 46 crore daily streams and an industry revenue projection of ₹3,700 crore by 2026, the sector is experiencing rapid growth. However, this expansion is accompanied by challenges related to regulatory complexities, financial

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